Financial Tips

Collection by SMB Financial Planning

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Financial Tips to help people manage their finances.

SMB Financial Planning
Money Saving Tips
Personal Finance Tips
Other Pins

Money Saving Tips

Any charger that is plugged in at the wall, and not switched off at the socket, will still use some electricity, even if it's not plugged into the device it is meant to charge. Financial Tips, Financial Planning, Life Cover, Retirement Planning, Money Saving Tips, Helping People, Meant To Be, Charger, Finance

Unplug Chargers

Any charger that is plugged in at the wall, and not switched off at the socket, will still use some electricity, even if it's not plugged into the device it is meant to charge. - #saveelectricity #unplug #moneysaving #besmart #frugalliving #financialplanning #financialfreedom #savingtips

Bargain hunting is a great way to get more bang for your buck. You would be surprised at how much you save over time by regularly taking advantage of specials 💸 - Financial Tips, Financial Planning, Money Tips, Money Saving Tips, Life Cover, Retirement Planning, Adulting, Helping People, Budgeting

Look for bargains

Bargain hunting is a great way to get more bang for your buck. You would be surprised at how much you save over time by regularly taking advantage of specials 💸 - #specials #bargainhunting #moneytips #moneysaving #budget #frugalliving #moneyman #financialadvisor #financialplanning #adulting #savemoney

Save money by buying in bulk. Although it may cost you more upfront, buying things that you will always need in bulk like household cleaning products and toiletries can save you money in the long-run 😉 - Money Tips, Money Saving Tips, Life Cover, Financial Tips, Save Your Money, Retirement Planning, Cleaning Products, How To Run Longer, Helping People

Buy in bulk

Save money by buying in bulk. Although it may cost you more upfront, buying things that you will always need in bulk like household cleaning products and toiletries can save you money in the long-run 😉 - #money #moneytip #saving #moneywise #besmart #frugalliving #budget #budgeting

The high price of fuel these days can really make a dent in your wallet! My advice, why not start a lift club or catch a lift with a buddy. Sharing the cost can go a long way in ensuring you have a little spare cash at the end of the month 💪🏻 - Financial Tips, Financial Planning, Money Tips, Money Saving Tips, Life Cover, Retirement Planning, Helping People, Budgeting, Finance

Share a ride

The high price of fuel these days can really make a dent in your wallet! My advice, why not start a lift club or catch a lift with a buddy. Sharing the cost can go a long way in ensuring you have a little spare cash at the end of the month 💪🏻 - #budget #budgetplanning #financialplanning #financialadvisor #moneytips #savingtips #liftclub #frugalliving #lifestyle #southafrica

Switching the geyser off when hot water is not required and switching it on an hour or so before hot water is needed will cut the amount of electricity used, saving you money 😎 - Financial Tips, Financial Planning, Money Tips, Money Saving Tips, Life Cover, Save Save, Retirement Planning, Adulting, Helping People

Sheldon M. Botes (Financial Advisor)

Switching the geyser off when hot water is not required and switching it on an hour or so before hot water is needed will cut the amount of electricity used, saving you money 😎 - #moneytips #moneysaving #budget #frugalliving #moneyman #financialadvisor #financialplanning #adulting #savemoney

 As a financial advisor, I can help you with investments, retirement planning, life cover and more. Life Cover, You Loose, Financial Tips, Retirement Planning, Saving Tips, Piggy Bank, Helping People, Finance, Investing

Get a piggy bank

This might sound a little weird but this actually works. We all hate loose change and as a result we end up wasting money unnecessarily. Do yourself a favor, start putting all your loose change in a Piggy Bank and see how much you save in a year....you will be surprised 😶💸

Planning your meals is a good way to save money. Not only does it help you manage your weekly grocery bill but it also stops you from buying take-away's because it's more convenient than thinking about what to cook 😱 Saving Tips, Saving Money, Life Cover, Financial Tips, Retirement Planning, What To Cook, Ways To Save Money, Helping People, Finance

Plan your meals

Planning your meals is a good way to save money. Not only does it help you manage your weekly grocery bill but it also stops you from buying take-away's because it's more convenient than thinking about what to cook 😱

 As a financial advisor, I can help you with investments, retirement planning, life cover and more. Money Tips, Money Saving Tips, Life Cover, Financial Tips, Retirement Planning, Small Things, Money Management, Adulting, Getting Organized

Get Organised

Being organised in your life does ultimately translate into saving money. For example, having a set meal plan helps you budget better. Having an organised grocery cupboard means you don't buy things you already have. It's the small things like this that can result in long-term money saving. - #getorganised #moneytip #lifestyle #moneymanagement #lifestuff #adulting #mindset #makeachange

The best and possibly easiest way to improve your electricity bill is by replacing your old light bulbs with LEDs💡 - Life Cover, Old Lights, Electricity Bill, Lightbulbs, Financial Tips, Retirement Planning, Money Saving Tips, Helping People, Improve Yourself

Use better lightbulbs

The best and possibly easiest way to improve your electricity bill is by replacing your old light bulbs with LEDs💡 - #budgeting #moneysavingtips #lightbulbs #moneysaving #savemoney #budgetcuts #budgetbetter

This isn't for everyone, but growing your own veggies and herbs can not only connect you with the environment but means you can save money on perishable items. Life Cover, Financial Tips, Grow Your Own, Retirement Planning, Money Saving Tips, Helping People, Connect, Budgeting

Grow your own

This isn't for everyone, but growing your own veggies and herbs can not only connect you with the environment but means you can save money on perishable items. 🌿 - #growyourown #sustainable #sustainablelifestyle #gogreen #moneysaving #budget #moneysavingtips

There's no shame in buying second hand, especially on big items that practically look brand new, whether it be a car, furniture, fridge or washing machine. Financial Planner, Financial Tips, Car Furniture, Life Cover, Retirement Planning, Money Management, Money Tips, Saving Tips, Two Hands

Buy second hand

There's no shame in buying second hand, especially on big items that practically look brand new, whether it be a car, furniture, fridge or washing machine. - #moneytips #moneymanagement #budgeting #buysecondhand #besmart #bemoneywise #financetips #finance #financialplanner

💸Take time to learn about your rewards programmes so you can take full advantage of them, otherwise, instead of saving you money, they can cost you. Financial Tips, Financial Planning, Life Cover, Retirement Planning, Money Management, Saving Tips, Helping People, Finance, Investing

Use Rewards Programmes

💸Take time to learn about your rewards programmes so you can take full advantage of them, otherwise, instead of saving you money, they can cost you. - #rewards #thinksmart #takethetime #moneymanagement #personalfinances #financialplanning

Substituting generic or no-name brands for brand names means you get the same product for less. Financial Tips, Financial Planning, Money Tips, Money Saving Tips, Life Cover, Retirement Planning, Adulting, Helping People, Brand Names

Buy Generic

Substituting generic or no-name brands for brand names means you get the same product for less. - #moneytips #moneysaving #budget #frugalliving #moneyman #financialadvisor #financialplanning #adulting #savemoney

This doesn't really apply if your water bill is included in your rent, but if you pay for your water separately try taking short showers to reduce this bill 😎 - Financial Tips, Financial Planning, Saving Tips, Saving Money, Life Cover, Retirement Planning, Money Tips, Helping People, Showers

Take short showers

This doesn't really apply if your water bill is included in your rent, but if you pay for your water separately try taking short showers to reduce this bill 😎 - #moneytips #moneysaving #moneywise #besmart #financialplanning #budgeting

 As a financial advisor, I can help you with investments, retirement planning, life cover and more. Financial Literacy, Financial Tips, Life Cover, Turn Off, Retirement Planning, Money Saving Tips, Helping People, Budgeting, Finance

Turn off the Lights

With the price of electricity going up, following this simple tip could mean massive savings. If you are leaving your house or aren't using a room, make sure the lights are turned off 💡 - #moneysaving #moneysavingtips #saveelectricity #turnoffthelights #budgeting #babysteps #save #financialliteracy #saveeveryrand #everyrandmatters

 As a financial advisor, I can help you with investments, retirement planning, life cover and more. Financial Tips, Financial Planning, Life Cover, Bath Water, Water Wise, Retirement Planning, Money Saving Tips, Helping People, Reuse

Reuse your bath water

This may sound dodgy, but your bathwater can be used to water your plants once you are done🌱 #moneysaving #moneysavingtips #waterwise #reuse #financialplanning #budgeting #budget

Retail stores slash their prices at the end of the season to make room for new stock. Planning to purchase clothes during this time could save you money. Financial Tips, Financial Planning, Life Cover, Retail Stores, Retirement Planning, Money Saving Tips, Personal Finance, Helping People, Budgeting

Buy end of season

Retail stores slash their prices at the end of the season to make room for new stock. Planning to purchase clothes during this time could save you money. #personalfinance #moneysaving #moneyman #moneysavingtips #financialadvisor #financialplanning #endofseason #budgeting

Check your credit card accounts online daily and make sure each transaction is legitimate. Financial Tips, Financial Planning, Saving Tips, Saving Money, Life Cover, Check Your Credit, Retirement Planning, Money Tips, Adulting

Check your Credit Card

Check your credit card accounts online daily and make sure each transaction is legitimate. #moneytips #moneysaving #budget #frugalliving #moneyman #financialadvisor #financialplanning #adulting #savemoney #creditcard

Many people make the mistake of setting objectives that are too vague such as “pay off debt” or “save more money”. To truly save, you need to be specific in your goals. Financial Tips, Financial Planning, Money Tips, Money Saving Tips, Setting Objectives, Life Cover, Specific Goals, Debt Payoff, Retirement Planning

Set Specific Goals

Many people make the mistake of setting objectives that are too vague such as “pay off debt” or “save more money”. To truly save, you need to be specific in your goals. #moneytips #moneysaving #budget #frugalliving #moneyman #financialadvisor #financialplanning #adulting #savemoney

When ordering drinks at a restaurant, opt for tap water instead. Financial Tips, Financial Planning, Money Tips, Money Saving Tips, Life Cover, Retirement Planning, Adulting, Helping People, Budgeting

Opt for Water

When ordering drinks at a restaurant, opt for tap water instead. #moneytips #moneysaving #budget #frugalliving #moneyman #financialadvisor #financialplanning #adulting #savemoney

Make sure you understand all contracts you conclude with companies or providers. For example bank charges that add up to become rather costly if not monitored carefully. Financial Tips, Financial Planning, Money Tips, Money Saving Tips, Life Cover, Retirement Planning, Understanding Yourself, Adulting, Helping People

Sheldon M. Botes (Financial Advisor)

Make sure you understand all contracts you conclude with companies or providers. For example bank charges that add up to become rather costly if not monitored carefully. #moneytips #moneysaving #budget #frugalliving #moneyman #financialadvisor #financialplanning #adulting #savemoney

Personal Finance Tips

Other Pins

🔥 Rich vs Poor 🔥  People with a "rich" mindset know that DOING is more important than TALKING because the results will do the talking for them. 😱 It's pretty simple really if you want to be taken seriously and see results then just do what you say. 🤷‍♂️   #dowhatyousay #successmindset #execute #rich #poor #work #workethic #selfdevelopment #dailygrind #keepmovingup ##thoughtogtheday #foodforthought Rich Vs Poor, Talk A Lot, Life Cover, Work Ethic, Success Mindset, Financial Tips, Retirement Planning, Self Development, Food For Thought

Rich vs Poor: What you do vs What you Say

🔥 Rich vs Poor 🔥 People with a "rich" mindset know that DOING is more important than TALKING because the results will do the talking for them. 😱 It's pretty simple really if you want to be taken seriously and see results then just do what you say. 🤷‍♂️ #dowhatyousay #successmindset #execute #rich #poor #work #workethic #selfdevelopment #dailygrind #keepmovingup ##thoughtogtheday #foodforthought

Let's say you spend an average of R100 in a week on cigarettes, that's R400 in a month and R4800 in a year. In 5 years (assuming the cost of cigarettes remains the same) you are spending close to R24 000 on cigarettes. Now imagine what that value would be if you had to put it into an investment? Want to know how the rich get richer...that's how! 🚬  #foodforthought #checkyourhabits #growyourwealth #changeyourmindset #financialadvisor #financialplanner #planahead #moneywise Financial Planner, Financial Tips, Cost Of Cigarettes, Life Cover, Change Your Mindset, Retirement Planning, How To Get Rich, 5 Years, Helping People

Cigarettes

Let's say you spend an average of R100 in a week on cigarettes, that's R400 in a month and R4800 in a year. In 5 years (assuming the cost of cigarettes remains the same) you are spending close to R24 000 on cigarettes. Now imagine what that value would be if you had to put it into an investment? Want to know how the rich get richer...that's how! 🚬 #foodforthought #checkyourhabits #growyourwealth #changeyourmindset #financialadvisor #financialplanner #planahead #moneywise

With the current lockdown, you have no reason not to reassess your financial plan! If you have any questions or need any guidance then drop me a DM. I am also doing consults via Zoom so if you want to do a Financial Needs Analysis get in touch 💸 Financial Goals, Financial Planning, First Names, Life Goals, Personal Finance, Helping People, Wealth, Accounting, Entrepreneur

Stop putting it off

With the current lockdown, you have no reason not to reassess your financial plan! If you have any questions or need any guidance then drop me a DM. I am also doing consults via Zoom so if you want to do a Financial Needs Analysis get in touch 💸 #personalfinance #financialplanning #financialplan #financialadvisor #money #wealth #goalsetting #lifegoals #financialgoals

It was announced in the budget speech 2020 there will be an increase in ‘Sin tax’. alcohol & cigarettes are more expensive. Life Cover, Financial Tips, Retirement Planning, Money Management, Money Tips, Personal Finance, Helping People, Saving Money, Budgeting

Drink less Alcohol

It was announced in the budget speech 2020 there will be an increase in ‘Sin tax’. i.e. alcohol & cigarettes are more expensive. - #southafrica #budgetspeech #sintax #alcohol #moneywasters #personalfinance #moneymanagement #savemoney #moneytips #moneysaving

Getting your financial affairs can be overwhelming, especially if you have neglected them for a while. Instead of trying to do everything at once, rather start small. Financial Tips, Financial Planning, Life Cover, Retirement Planning, Personal Finance, Helping People, Investing

Start Small

Getting your financial affairs can be overwhelming, especially if you have neglected them for a while. Instead of trying to do everything at once, rather start small. - #personalfinance #financialplanning #financialplan #financialadvice #financialadvisor #financialfreedom #investment

Going shopping with a clear plan for what you intend to eat for the week ensures you don't risk your groceries going off or buying things you don't need. Financial Tips, Financial Planning, Money Management, Money Tips, First Names, Go Shopping, Personal Finance, Helping People, Budgeting

Unused Groceries

Going shopping with a clear plan for what you intend to eat for the week ensures you don't risk your groceries going off or buying things you don't need. - #groceries #money #moneytips #personalfinance #moneywasters #moneymanagement #financialplanning #mealplan #budget

It's easy to make excuses and delay getting your financial affairs in order. But, remember the sooner you start, the easier it is. Stop Making Excuses, Life Cover, Financial Tips, Retirement Planning, Money Matters, It's Easy, Personal Finance, Helping People, Investing

Stop Making Excuses

It's easy to make excuses and delay getting your financial affairs in order. But, remember the sooner you start, the easier it is. - #personalfinance #financialadvisor #money #moneymatters #moneysavvy

Let's face it take-aways are convenient especially when you don't feel like cooking. But, if you are spending money on eating out, you may be surprised how much you save by kicking the fast-food habit. Financial Tips, Financial Planning, Money Management, First Names, Personal Finance, Helping People, Advice, Messages, Let It Be

Contact Me | SMB Financial Planning

Let's face it take-aways are convenient especially when you don't feel like cooking. But, if you are spending money on eating out, you may be surprised how much you save by kicking the fast-food habit. - #personalfinance #moneymanagement #moneysavvy #moneywaster #save #financialtips #financialplan

While there is nothing wrong with the odd trip to the casino now and then, excessive gambling and betting can have serious consequences on your financial wellbeing. Sure you may occasionally strike it big, but if you see gambling as a way to gain financial freedom then you are going to find yourself in big trouble. - #gamble #casino #investyourmoney #save #money #financialfreedom #financialgoals #getrich #hustle #dailygrind #badhabits Financial Goals, Financial Planning, How To Get Rich, Give It To Me, First Names, Personal Finance, Helping People, Hustle, Gain

Contact Me | SMB Financial Planning

While there is nothing wrong with the odd trip to the casino now and then, excessive gambling and betting can have serious consequences on your financial wellbeing. Sure you may occasionally strike it big, but if you see gambling as a way to gain financial freedom then you are going to find yourself in big trouble. - #gamble #casino #investyourmoney #save #money #financialfreedom #financialgoals #getrich #hustle #dailygrind #badhabits

💡To stay on top of your finances, review your situation regularly and do research on the companies you choose to do business with, sometimes the price doesn't always reflect the value. - #financialplanner #financialfreedom #financialadvisor #financialplanning #financetips #personalfinance #doyourresearch #adulting #money #moneytips Financial Planner, Financial Tips, Money Tips, First Names, Adulting, Personal Finance, Helping People, Business, Top

Contact Me | SMB Financial Planning

💡To stay on top of your finances, review your situation regularly and do research on the companies you choose to do business with, sometimes the price doesn't always reflect the value. - #financialplanner #financialfreedom #financialadvisor #financialplanning #financetips #personalfinance #doyourresearch #adulting #money #moneytips

Having the right amount of insurance will help protect you from the financial consequences associated with many of life’s adversities, such as getting a dreaded disease or becoming disabled. Financial Tips, Financial Planning, Life Cover, First Names, Personal Finance, Helping People, Money, Silver

Contact Me | SMB Financial Planning

Having the right amount of insurance will help protect you from the financial consequences associated with many of life’s adversities, such as getting a dreaded disease or becoming disabled. - #lifecover #lifeinsurance #insurance #personalfinance #financialrisks #riskcover #financialadvisor #financialplanning #money #wealthprotection

Putting money into an investment vehicle means you are able to generate a return on your investment. Don't just work for money, get your money to work for you. Financial Tips, Financial Planning, Money Plan, Personal Finance, Helping People, Hustle, Work On Yourself, Wealth, Vehicle

Contact Me | SMB Financial Planning

Putting money into an investment vehicle means you are able to generate a return on your investment. Don't just work for money, get your money to work for you. - #money #investing #investments #growyourmoney #financialplanningtips #personalfinance #finance #financialplan #moneyplan #wealth #goals #hustle

Everyone should have an emergency fund allowing them to have money available for unexpected events. Financial Tips, Financial Planning, Money Management, First Names, Adulting, Personal Finance, Helping People, Saving Money, Events

Contact Me | SMB Financial Planning

Everyone should have an emergency fund allowing them to have money available for unexpected events. - #emergencyfund #financialplan #financialplanning #financialplanningtips #moneymanagement #moneywise #life #adulting #moneysaving #financialwellness

Financial planners, investment advisors, credit counselors, and insurance agents are examples of the types of financial experts that you can get help from. Financial Planner, Financial Tips, Money Management, First Names, Personal Finance, Helping People, Planners, Investing, Give It To Me

Contact Me | SMB Financial Planning

Financial planners, investment advisors, credit counselors, and insurance agents are examples of the types of financial experts that you can get help from. - #financialadvisor #investments #credit #insurance #longtermgoals #moneymanagement #money #personalfinance #financialadvice

Need help managing your finances? As a financial advisor, I can help you with investments, retirement planning, life cover and more. Financial Tips, Financial Planning, Life Cover, Money Plan, Wealth Management, Retirement Planning, Personal Finance, Helping People, Saving Money

Sheldon M. Botes (Financial Advisor)

Just like a house needs a building plan, you need a money plan. Take control of your life and your finances. - #budget #budgeting #personalfinance #financialplan #financialadvisor #wealthmanagement #moneyplan #investinyourfuture #savemoney

Your cashflow is the amount of disposable income you have available after your expenses. Financial Planner, Financial Tips, First Names, Personal Finance, Helping People, Retirement, Budgeting, Investing, Money

Contact Me | SMB Financial Planning

Your cashflow is the amount of disposable income you have available after your expenses. #cashflow #financialplanner #financialfreedom #financialadvisor #financialservice #money #investing #investment #budget #retirement #personalfinance #moneyman #financetips