I know how most of y'all feel about tights and shorts, but hey, I like 'em together so I'll probably copy this outfit in the next couple of months. Bonus points for the grandpa cardigan and knee-high moto boots.
The texture in this ensemble is intended for warmth especially through the scarf and throw over sweater. It appears to have a soft texture offering several layers which is why it can be assumed that she is wearing these pieces for warmth.
Stitch fix stylist: I like the shirt and necklace together. I like the overall look of the whole outfit except the bag is too boxy and I don't like distressed jeans! But the colors and overall style is nice -K