Save plenty of time and money when you grocery shop once a month. Free printable workbook gives you tips and advice on this easy way of grocery shopping. Great time-saving tip for large families and working moms! From Sarah Mueller @ Early Bird Mom
How To Pay Down Debt: the Debt Avalanche versus the Debt Snowball. Dave Ramsey pushes the Debt Snowball, but for our situation (ginormous student loan) the Avalanche method worked best. How smart am I?
Index funds are inexpensive, but are they safe? It really depends which funds you use - they can be just as risky as actively managed funds. Risk is about your exposure to things that go up and down, not just about which investment philosophy you use
Making a conscious CHOICE is another ♥TOOL - particularly in relation to whether it’s a YES or NO. In relationships that matter to you are you able to say YES when it’s a YES and NO when it’s a NO? This is a crucial skill.
My Parent's Gifts by Evelyn Baker - I grew up in a world of silver and gold rubies and sapphires. My father's workshop was like the inside of a palace and I was this palace's princess. I would sit for hours and watch him transform mean #