Stefan Viljoen

Stefan Viljoen

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10 personal finance rules of thumb Dave Ramsey recommends.

A list of Dave Ramsey's financial rules of thumb to manage your finances. Learn what Dave says about buying a home, investing, vehicles, and more.

Dealing with debt is no picnic, especially when it’s keeping you from working toward your other financial goals. Find out which types of debt to pay off first!

Every Last Penny. Learn to Earn: Introduction to the Basics of Investing. Learn to Earn This book explains in straightforward terms how to read a company annual report, and why everyone should pay attention to the stock market.

The 50/20/30 Budget                                                                                                                                                                                 More

Analyze past spending by keeping records for a month. Determine fixed expenses then flexible expenses. Balance your fixed plus flexible expenditures with your available income. Keep records and write checks for everything important.