I don’t like the credit card, but the credit card loves me. Don’t we all hate those times when we fall into temptation? We buy that chocolate cake and eat it. and gain 230kg overnight. We try and try again to say no to the chocolate cake, but it loves me so much. Needless to say, I buy it just to put it on display in the house – the purpose is never to eat it. How about not buying the chocolate cake in the first place…?
Let’s start with some awesome quotes pretentious people (who have never reached a goal in their life) will tell you: “You need to know your purpose to achieve goals” “You need to sacrifice everything to get to your goal” (and then they die from malnutrition) “Aim for the sky and hit the fence – rather than aim for the fence and hit the ground” The road to hell is paved with good intentions.
I recently spoke to someone who had an early midlife crisis – she spent more than 10 years living for the moment, which was awesome at the time – but it came at a cost of her future self. She had no money and no career, nor a prospect of getting these. This is where goals and KPIs come in most effectively – it’s a path for you to follow to get you from where you are to where you want to be.
I was reading an article on Bloomberg opinion the other day (link here), and I have some confessions to make. I love spending money. I don’t save enough (you never can save enough). I love consuming things. But I want to be financially free – and work on the things I love. This led me to this post: I want to confess my money sins and thoughts around what I am spending money on. I feel the need to come clean about justifying my behaviour: