COCONUT OIL did this to my very thick Toenail I had for 25 years or so. I have used a lot of remedies to hopefully remove the scaly crud under the nail. I have rub Coconut Cream/Oil for 5 or 6 months or so. I was trimming the nail back and that Curd of a Nail popped off and I had a NEW TOENAIL. A fact that really happened in Tennessee.