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Simply put, term insurance is life insurance set for a fixed period of time. You may select term life insurance for periods of time ranging from 10 to 30 years depending on your age and health. Many term life insurance plans can even be purchased without the need for a physical exam To adapt to a family's changing needs, most in-force term life insurance policies may be converted to permanent life insurance or whole life without additional evidence of insurability…
Term life #insurance is provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions