Is a Roth IRA Right For You? More and more people these days have been switching from traditional IRAs to Roth IRAs. They are doing this for the higher contribution limits, the conversion incentives, the inheritance benefits, and the lack of age-based distributions. But there’s one key factor that prompts many people’s move to Roth: the ability to withdraw contributions without getting taxed, a tremendous feature that traditional IRAs cannot replicate.
Listen to Money Girl podcast 273: Your Guide to the Roth IRA -- Find out what a Roth is, who can have one, withdrawal rules, 5 situations to opt for one, where to get one, and more. http://moneygirl.quickanddirtytips.com/roth-ira-what-is-it.aspx