Most retirement plans come with required minimum distributions, but if you have a Roth account, you won't be subject to mandatory withdrawals. The rules change, however, when you leave a Roth IRA to your heirs.
How to avoid penalties on Roth IRA distributions - MarketWatch
Мaximize the benefits of Roth IRA. Recommended strategies to capitalize on you Roth IRA account.
Converting an IRA to a Roth IRA and donating required IRA distributions directly to charity are two ways retirees can reduce taxes.