Many people have no idea what mortgage insurance is. Do you? Mortgage Insurance is almost exactly, what an individual would expect it to be. It’s insurance that pays a mortgage in response to a specific life-altering event (unemployment, disability, or even death). The next logical question is: “Is it for me?” To answer that question we have to examine the cost of mortgage protection insurance versus the benefits. The cost of Mortgage Insurance is not 100% cut and dry. Depending on which…

The cost basis of any investment is the original value of an asset adjusted for stock splits, dividends and capital distributions. It is used to calculate the capital gain or loss on an investment for tax purposes. At the most basic level, the cost basis of an investment is just the total amount invested into the company plus any commissions involved in the purchase.

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