Long-term care involves significant expenses. When a loved one needs assistance or care because of a health crisis, they are fortunate to have long-term care insurance policies. But, it’s not always easy to use these policies.
Infographic: Do you need long-term care insurance?
The chances of one suffering from the disabilities caused due to age are increased to a very large extent, as the body cannotget fitter and fights aging poorly, hence we need a care taker like long term care now.
Long-Term Care A Comparison of Assisted Living vs Nursing Homes. But Don't write off independent living at home, because it can be a lot cheaper, and AARP says some of seniors want to age-in-place in the familiar surroundings of their own home.