Hotels are liable for the loss of a guests property under common law. This called absolute or strict liability. This only applies to the guests property that is within the hotel. There are exceptions to this absolute liability rule. One of those is a loss due to an act of God, such as a hurricane. Other exceptions include loss due to a public enemy or guest negligence.

Hurricanes with female names aren't taken seriously (so people don't evacuate quickly enough).

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Good complete list of preparations, information, precautions, and advice. disastercenter.com link: http://www.disastercenter.com/guide/hurricane.html (image from geology.com)

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