Baby Step 4 in Dave Ramsey’s bestselling book and system, The Total Money Makeover, is to invest of your gross pay in good growth stock mutual funds. While it is just a rule of thumb, he recommends of your gross pay and not your net pay which mean
In this chapter, we learned about mutual funds. Mutual funds are a great investment that offer a lower risk than some other investments. When you invest into a mutual fund, you are investing into a variety of stocks and other things.