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Turn Things Around in 2013!......a 40-year-old making the average annual salary of about $40,000 could save $950,000 by the age of 65. But you must start right away.

Turn Things Around in 2013!......a 40-year-old making the average annual salary of about $40,000 could save $950,000 by the age of 65. But you must start right away.

Image of Dave Ramsey Mutual Fund Portfolios beating the S&P500 index fund over 10 years.

Image of Dave Ramsey Mutual Fund Portfolios beating the S&P500 index fund over 10 years.

Dave Ramsey - Buy Mutual Funds Not Stocks

Dave Ramsey - Buy Mutual Funds Not Stocks

Baby Step 4 in Dave Ramsey’s bestselling book and system, The Total Money Makeover, is to invest 15% of your gross pay in good growth stock mutual funds. While it is just a rule of thumb, he recommends 15% of your gross pay and not your net pay which means that you calculate the investment before taxes.

Dave Ramsey's Baby Step 4 - Invest 15% Of Your Income For Retirement

Baby Step 4 in Dave Ramsey’s bestselling book and system, The Total Money Makeover, is to invest 15% of your gross pay in good growth stock mutual funds. While it is just a rule of thumb, he recommends 15% of your gross pay and not your net pay which means that you calculate the investment before taxes.

Mutual Funds that have Averaged 12% for the Past Five Years

Mutual Funds that have Averaged 12% for the Past Five Years

Baby Step 4 in Dave Ramsey’s bestselling book and system, The Total Money Makeover, is to invest 15% of your gross pay in good growth stock mutual funds. While it is just a rule of thumb, he recommends 15% of your gross pay and not your net pay which means that you calculate the investment before taxes.

Dave Ramsey's Baby Step 4 - Invest 15% Of Your Income For Retirement

Baby Step 4 in Dave Ramsey’s bestselling book and system, The Total Money Makeover, is to invest 15% of your gross pay in good growth stock mutual funds. While it is just a rule of thumb, he recommends 15% of your gross pay and not your net pay which means that you calculate the investment before taxes.

If you’ve ever tried to research mutual funds on your own, you know it’s easy to feel overwhelmed. You want to follow Dave’s advice by investing in good growth stock mutual funds but you keep getting

How to Invest in the Right Mix of Mutual Funds (Dave Ramsey)

If you’ve ever tried to research mutual funds on your own, you know it’s easy to feel overwhelmed. You want to follow Dave’s advice by investing in good growth stock mutual funds but you keep getting

Listed are 12 mutual funds that have averaged 12% for the past five years. Maybe Dave Ramsey isn't as crazy as many people think.

Listed are 12 mutual funds that have averaged 12% for the past five years. Maybe Dave Ramsey isn't as crazy as many people think.

Baby step 4 in Dave Ramsey’s bestselling book and system, The Total Money Makeover, is to invest 15% of your gross pay in good growth stock mutual funds.

Dave Ramsey's Baby Step 4 - Invest 15% Of Your Income For Retirement

Baby step 4 in Dave Ramsey’s bestselling book and system, The Total Money Makeover, is to invest 15% of your gross pay in good growth stock mutual funds.

Baby step 4 in Dave Ramsey’s bestselling book and system, The Total Money Makeover, is to invest 15% of your gross pay in good growth stock mutual funds.

Dave Ramsey's Baby Step 4 - Invest 15% Of Your Income For Retirement

Baby step 4 in Dave Ramsey’s bestselling book and system, The Total Money Makeover, is to invest 15% of your gross pay in good growth stock mutual funds.

a cool method on how to always pay cash for your cars instead of paying interest for 6 years! really cool idea! definitely going to do this!

a cool method on how to always pay cash for your cars instead of paying interest for 6 years! really cool idea! definitely going to do this!

Dave Ramsey mutual fund advice

Dave Ramsey mutual fund advice

Show your kids this amazing comparison chart to illustrate the power of starting early when it comes to investing. Then open a Roth IRA as soon as they earn W2 income. (See: http://blog.famzoo.com/2011/04/pave-road-to-retirement-for-your.html)

Show your kids this amazing comparison chart to illustrate the power of starting early when it comes to investing. Then open a Roth IRA as soon as they earn W2 income. (See: http://blog.famzoo.com/2011/04/pave-road-to-retirement-for-your.html)