From Dave Ramsey.  He also said "Don't look at the payments, look at your wallet."  We need to get back to this.

From Dave Ramsey. He also said "Don't look at the payments, look at your wallet." We need to get back to this.

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Getting out of debt, living on a budget, common sense ways to manage your finances. I even took the classes - it's great!

Getting out of debt, living on a budget, common sense ways to manage your finances. I even took the classes - it's great!

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Home Buying Tips from Dave Ramsey |     1. Evaluate Finances  2. Call the Pros  3. House Hunting  4. Close the Deal

Home Buying Tips from Dave Ramsey | 1. Evaluate Finances 2. Call the Pros 3. House Hunting 4. Close the Deal

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Why we are saving 20% for a down payment. Because Dave Ramsey says so lol But this gives an explanation of why Buying a House #homeowner

Why we are saving 20% for a down payment. Because Dave Ramsey says so lol But this gives an explanation of why Buying a House #homeowner

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Family #1 manages to pay off $40,000 in debt in two years on a $35,000 annual income. Family #2 makes $100,000 a year but can’t seem to make the slightest dent in the same amount of debt. Obviously, the second family has a spending problem. They make plenty of money—more than enough to pay off that debt in two years. But they have so much money going out, they can’t keep their head above... FULL ARTICLE @ http://www.daveramsey.com/blog/7-characteristics-of-debt-free-people

Family #1 manages to pay off $40,000 in debt in two years on a $35,000 annual income. Family #2 makes $100,000 a year but can’t seem to make the slightest dent in the same amount of debt. Obviously, the second family has a spending problem. They make plenty of money—more than enough to pay off that debt in two years. But they have so much money going out, they can’t keep their head above... FULL ARTICLE @ http://www.daveramsey.com/blog/7-characteristics-of-debt-free-people

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Dave Ramsey's Budget Percentages. I'm not sure the difference between personal and recreational spending but I love a pie chart!

Dave Ramsey's Budget Percentages. I'm not sure the difference between personal and recreational spending but I love a pie chart!

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Woo Hoo! The Kocher Team was quoted in Dave Ramsey's Recent Newsletter about Flipping Houses...Check it out!

Woo Hoo! The Kocher Team was quoted in Dave Ramsey's Recent Newsletter about Flipping Houses...Check it out!

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