How to opt out of getting preapproved credit card offers in the mail. Go to OptOutPrescreen.com or call 888-567-8688. This website is a joint venture of the credit bureaus that lets you tell them you don't want their junk mail! You'll be required to give your SS number. That's how credit bureaus track people; this is a legitimate request. If you're doing this online, be sure to select "Electronic Opt-Out for Five Years" option. The default selection will actually sign you up for more junk…
Once you’ve completed step 1 (reviewing your credit reports) it’s time to draft and send your letters of dispute. The back-and-forth debt validation process can prove a lengthy one, but the potential benefit of deletion is well worth the time and effort. It’s simply a matter of being diligent, patient, and organized in the process. Here's how.
Under a major overhaul by the credit bureaus announced Monday, unpaid medical bills will be treated differently and errors on your credit report could become easier to fix. The changes, applauded by consumer advocates, come as a result of an agreement between the big three credit bureaus, Experian, Equifax and TransUnion, and New York Attorney General Eric [...]
The Internet has changed just about everything, and that includes the world of credit reports and credit repair. Consumers can now access their credit files online and even initiate disputes through credit bureau websites. Of course, the centerpiece of credit repair is the dispute letter. Today I want to address a frequent question on whether or not to use the online dispute option (now available with all three credit bureaus).
One out of four Americans has an error on their credit report. But contacting someone at the three credit bureaus to help fix the mistake is notoriously difficult. Good, simple tip to help you contact a credit bureau to fix your credit. Need to remember this.